I provide insights into the current market conditions—whether it's a buyer's market, seller's market, or a balanced market—to help you make informed decisions.
We'll discuss the average purchase price for the home you have in mind, ensuring your budget aligns with your desires.
I'll guide you through the closing costs, including land transfer tax and lawyer fees, as well as the down payment and deposit requirements essential to your purchase.
We kick off with a comprehensive consultation to understand your preferences, budget, and your timeline
I’ll connect you with my trusted team of mortgage brokers. Securing pre-approval is a vital step in the process.
We’ll schedule viewings and property inspections for the homes that capture your interest.
I’ll expertly craft and negotiate offers, striving for the best terms and conditions on your purchase.
My commitment extends beyond the sale. I’m here to address any post-purchase questions or provide assistance whenever needed.
In your quest for the perfect home, you’ve come to the right place. As your dedicated realtor, I’m here to make your dream home a reality. Let’s navigate this exciting journey together, ensuring you find the ideal property.
Consider your income, existing debts, credit score, and the down payment you can afford. The best way to determine your buying power, is to connect with a Consult with a mortgage broker.
I work with a group team of mortgage professionals who can help you with this process. I am more than happy to make an introduction.
Before you start your home search, it’s crucial to determine your budget, get pre-approved for a mortgage, and identify your priorities and preferences for your future home.
I work with a group team of mortgage professionals who can help you with this process. I am more than happy to make an introduction.
To make a competitive offer, be prepared with a pre-approval. I present current market conditions to all my clients, and explain to them the what the market views as a competitive offer. At times, this might mean forgoing the financing and inspection clause.
Besides offering a competitive price, consider including a personalized offer letter, being flexible on closing dates, and showing financial readiness with a large deposit and pre-approval letter.
A home inspection is crucial to identify potential issues with the property. It provides you with a comprehensive overview of the home’s condition and can help you make informed decisions before finalizing the purchase.
With the help of an home inspector, we can determine what costs would be incurred. in the near future.
Yes, there are programs such as the (i) First-Time Home Buyer Incentive, (ii) the Home Buyers’ Plan, (iii) Land Transfer Tax Rebate, and (iv) First Home Savings Plan that offer financial assistance and tax benefits for first-time buyers. Your realtor can help you explore these options.
Closing costs typically range from 1.5% to 4% of the home’s purchase price. They include expenses like land transfer tax, legal fees, and home inspection costs. I can provide a detailed estimate based on your specific situation.
The closing process can take anywhere from 30 to 90 days. Factors include the complexity of the deal, financing approval, time required by your bank and real estate lawyer, and negotiation terms.
I have personally helped clients close on a deal as fast as 12 days.
Consider factors such as proximity to work, schools, amenities, safety, and the overall vibe of the community.
I have the necessary tools in place to provide data on these requirements.
Common clauses include financing, home inspection, and appraisal. Including these safeguards provides you with the opportunity to renegotiate or withdraw your offer if necessary.
In addition, we protect our clients best interest by including clauses to ensure all chattels and fixtures are in good working order, there are no outstanding work orders on the property, all major renovations are completed with a building permit, there are no material latent defects and much more.
A deposit is a sum of money provided by the buyer as a show of good faith and commitment to the purchase of the property. It is usually given when the buyer submits an offer to purchase, and the offer is accepted by the seller. The deposit is often provided within 24 Hours and is held in trust, often by the seller’s real estate brokerage, until the deal is finalized.
The down payment is a crucial part of the homebuying process, and the percentage required can vary, with 20% of purchase price being a common benchmark. In some cases, buyers may be eligible for mortgage programs that allow for a lower down payment.
The deposit provided is part of the downpayment.
Yes! I have a list of trusted professionals that I recommend to all my clients. This list includes: Mortgage Professionals, Real Estate Lawyers, Insurance Providers, Professional Movers, Professional Home Inspectors, Electricians, Plumbers, Handymen, and many more.
We couldn't be happier with our experience working with Saman! From selling our home to purchasing our new one, he made what could have been a stressful process feel smooth and straightforward. Saman took the time to explain every step, answered all of our questions, and gave us honest, knowledgeable advice throughout. What stood out the most was that we never felt pressured to buy just any house. He genuinely cared about helping us find the right home for our family, and that meant a lot to us. A huge thank you to Saman and his entire team. The interior designer did an amazing job preparing our home for sale, and the professional photographer captured our house beautifully. The results were outstanding and showcased our home at its best. Every part of the process was handled professionally, and we always felt supported. If you're looking for a realtor who is trustworthy, experienced, and truly puts your best interests first, I highly recommend Saman and his team. Thank you for making this such a positive experience for our family!
It was a pleasure working with Sam in every aspect of my transaction. I enjoyed working with him and recommend anyone to work with him!
Working with Saman Habibi was an outstanding experience from start to finish. Leasing a commercial space for my business was a significant milestone, and Saman made the entire process smooth, professional, and stress-free. His market knowledge, attention to detail, and ability to negotiate a great lease exceeded my expectations. He was always responsive, honest, and genuinely committed to helping me find the right location for my business. I highly recommend Saman Habibi to anyone looking for a reliable and knowledgeable realtor. His professionalism, integrity, and dedication to his clients truly set him apart. Thank you, Saman, for your exceptional service and for helping me secure the perfect space to grow my business!
Saman Habibi: Elevating Real Estate Experiences in Durham and Surrounding areas
© 2024 Saman Habibi - All Rights Reserved.